Family Budget

Gift Budgeting  

If you could do with a few penny-pinching tips for your gift-buying expedition this Christmas try a few of these - but be warned, you'll never look at gift-buying in the same way again

Go with a theme

Try using a theme for buying gifts, especially if you have lots of names on your list. Themed gifts save you time and money, especially if your choice includes items promoted under the ‘buy one get one free', bulk or wholesale offers. Good themes should cover options for both men and women, and the kids. Some ideas include books, jewellery, jumpers, underwear and gadgets. If you narrow down the theme category, say to books, even better - then you can simply visit one section of the bookshop to choose from subject areas like cookery, biographies, fiction or inspirational...

Save money by buying your children one gift each this Christmas. If they don't like the idea let them know that this allows to you spend just that little extra on their special gift! More...

Setting a budget for your family's needs and wants is the most effective way to get the most out of your money - although setting a budget is often easier than sticking to one! In this section find plenty of budgeting tips to help you spend and save in perfect harmony, and stick to it. You will also find features on family money issues such as coping with debt, treating the kids on a budget and teaching children about money.

Money Management - Choosing the right financial products is important to all of us, but when you are raising a family it is even more important. Whether you are looking for features on the best saving accounts for children, writing the right will as a couple with children, choosing the best insurance products for families, or even managing debt, find the impartial help you need here. More...